Children & Commercialism pt2

Make shopping trips a financial lesson. The effect of television commercials can surface when you take your children shopping. This gives young kids an opportunity to see all of the toys and products advertised in commercials. You are bound to hear pleas and whines begging you to buy them stuff. Consider having your kids start a master list of things they want. If they demand that you buy something for them in a store, tell them they cannot have it now. If it is really important to them, they can add it to the list. When birthdays and holidays come around, tell children they can pick a certain number of items from their master list.

Resist the urge to overindulge. As the holiday season approaches, advertisers are gearing up by airing many commercials for items that children may request on their holiday lists. There is nothing wrong with making a child smile for a special occasion, but catering to every one of their wishes may not always be a wise choice. Oftentimes, children that are showered with gifts from relatives on birthdays and various holidays become so overwhelmed that they may lose appreciation for the items. If grandparents, aunts, and uncles insist on splurging, suggest one or two toys along with savings bonds so children can learn the importance of saving for the future.

Be aware of how toys and games represent money. Certain toys and games on the market may give children misconceptions about money. Pay close attention to games that simulate a shopping experience or include play credit cards or money. These products may claim that they teach children financial responsibility, but in actuality, they may be promoting consumerism. Whether it's playing games, cooking, reading together, or just sharing space with the TV off, remember that the best thing you can give your kids is you.

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